Investment Comparison

SIF vs AIF vs PMS vs Mutual Funds

Compare Specialized Investment Funds with Alternative Investment Funds, Portfolio Management Services, and Mutual Funds to find the right investment vehicle for your goals.

Compare Options

SIF vs MF vs PMS vs AIF

Compare across key features to find what suits your investment goals

Feature
SIF

Recommended

MF

Mutual Fund

PMS

Portfolio Mgmt

AIF

Alt Investment

Minimum Investment
₹10 Lakh
₹100
₹50 Lakh
₹1 Crore
Investor Type
HNI
Retail / HNI
HNI
Ultra HNI
STCG (< 12m)
20% / Slab
20% / Slab
Per Transaction
Category Dep.
LTCG (> 12m)
12.5% / Slab
12.5% / Slab
Per Transaction
Category Dep.
Derivatives
25% + Hedging
Only Hedging
Only Hedging
Allowed
SEBI Regulated
Short Selling
Flexibility
High
Low
High
Very High

Why Choose SIF Over Other Options?

Lower Entry Barrier

Start with ₹10 Lakhs compared to ₹50 Lakhs for PMS and ₹1 Crore for AIF. Access sophisticated strategies without ultra-high net worth.

MF-Like Taxation

Enjoy mutual fund taxation benefits with 12.5% LTCG after 12 months for equity strategies, unlike PMS which is taxed per transaction.

Long-Short Strategies

Unlike mutual funds, SIFs can take up to 25% unhedged short positions, enabling returns in both bull and bear markets.

SEBI Regulated

Full SEBI regulation provides transparency, daily NAV disclosure, and investor protection similar to mutual funds.

Daily Liquidity

Most equity SIF strategies offer daily redemption frequency, providing better liquidity than PMS or AIF lock-in periods.

Professional Management

Managed by experienced fund managers from top AMCs like Quant, ITI, Edelweiss, SBI, and Tata with proven track records.

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